Give-ForgivenessHave you ever prayed the Lord’s Prayer? Most people have, or at least have heard it. Jesus told the disciples in Matthew 6:9-13, “Our Father in heaven, Hallowed be Your name. 10 Your kingdom come. Your will be done On earth as it is in heaven. 11 Give us this day our daily bread. 12 And forgive us our debts, As we forgive our debtors. 13 And do not lead us into temptation, But deliver us from the evil one. For Yours is the kingdom and the power and the glory forever.” Continue reading Forgiveness

The Fair and Heaven

fairMy wife and I took in the California Midwinter Fair and Fiesta last Friday. For those not in the know, the CMF&F (as I like to call it, okay I don’t really call it that, but it’s a lot to type out the other way) is Imperial Valley’s county fair. I have been hooked on the fair since I arrived in Imperial Valley in 1974. When I was in high school it was a great place to talk to girls, and hopefully get a few numbers. It was always weird to me how many girls had the same phone number as a pizza place or some other restaurant. Who knew?

When I got married the fair was (and still is) a good place to show off how blessed I am to have such a beautiful wife. I proudly walk with Lanette all over, hoping that someone I know sees me and notices her. Continue reading The Fair and Heaven

Les Miserables

If you haven’t seen Les Miserables yet, you really must. The performances are amazing, and I have no doubt that there will be more than one Oscar awarded for the film.

What struck me most while watching the movie was how powerful the story of redemption showed through. Jean Valjean is a convicted thief, and when we first see him the officer Javert is telling him what a failure he is, and how a criminal will always be a criminal. Javert’s world view has no room for redemption or people who can change. Continue reading Les Miserables

Acid Test

Let’s learn some business terms, shall we? The Acid Test is a ratio used to determine if a company has enough short-term assets to cover its immediate liabilities without selling off its inventory. It is a useful ratio to know if you are looking at investing in a business. You can figure out the acid test ratio by this simple equation (Cash + Accounts Receivable +Short-term Investments)/Current Liabilities. Pretty simple, huh?

Another useful ratio is the Current Ratio. The current ratio measures liquidity of a business. The equation for this one is simpler: Current Assets/Current Liabilities.

There, don’t you feel smarter now? Two and a half years ago I would have thought that the acid test was something you did to see if someone was high on LSD. I would have guessed that a current ratio was something that measured electricity. I had no idea what they were, or how they were used. I didn’t even know they existed. I was ignorant of their existence. Continue reading Acid Test